Consultation
Mortgage protection cover review
Life, critical illness, and income protection checked against your mortgage term so a claim could clear or reduce the loan.
Who it is for
Borrowers who want the mortgage covered if income stops through illness or death
What you walk away with
A recommendation on cover type, sum assured, and term aligned to your loan
How we meet
Alongside a mortgage appointment or as a separate call
Included
- Gap check against existing workplace benefits
- Quote comparison from selected insurers
- Plain explanation of exclusions and waiting periods
Not included
- Claims handling after a policy is in force
- Medical underwriting decisions by insurers
How the appointment runs
-
1
Confirm mortgage balance and remaining term
-
2
Review any existing cover
-
3
Present options with monthly premiums shown clearly
Preparation
Note any workplace death-in-service or existing life policies.
Constraints
Cover is underwritten; premiums depend on health and lifestyle disclosures.