Legal

Terms of use

These terms apply to your use of query-metrics.digital and to enquiries you submit to Marlowe Budget & Mortgage Advice.

Acceptance

By browsing this site or submitting a form, you agree to these terms. If you do not agree, please stop using the site and contact us by phone or post instead.

Who we are

Marlowe Budget & Mortgage Advice provides mortgage-related and household budget consultations from 123 Huels Locks, St. Bauch, Scotland, United Kingdom. Website content is general information; it is not a personal recommendation until we have completed a documented advice process with you.

Advice relationship

Submitting an enquiry does not create a regulated advice contract. A contract begins when we confirm an appointment in writing and you accept the stated fee and scope. Lender decisions, valuations, and solicitor work remain the responsibility of those parties.

Intellectual property

Text, layout, and branding on this site belong to Marlowe Budget & Mortgage Advice or its licensors. You may quote short passages for personal reference with attribution. You may not copy guides wholesale, scrape the site for commercial reuse, or present our materials as your own.

Acceptable use

You must not misuse the site by attempting to disrupt hosting, submit malicious content, harvest emails, or impersonate another person when requesting an appointment.

Liability

We take care to keep information accurate, but rates, lender criteria, and tax rules change. We are not liable for decisions made solely on the basis of website articles without a personal consultation. Nothing in these terms excludes liability that cannot be limited under applicable law, including for death or personal injury caused by negligence or for fraud.

Third-party links

Links to lenders, government guidance, or other sites are provided for convenience. We do not control those sites and are not responsible for their content or privacy practices.

Governing law

These terms are governed by the laws of Great Britain as applicable in Scotland. Courts in Scotland shall have non-exclusive jurisdiction, without prejudice to mandatory consumer protections that may apply where you live in the United Kingdom.

Changes

We may update these terms from time to time. The version published on this page on the date you use the site is the version that applies.

Contact

Questions about these terms: hello@query-metrics.digital or +44-5-126-2352.