Consultation
Remortgage rate review
Timed around your fixed-rate end date so you can compare product transfers and new-lender deals without last-minute pressure.
Who it is for
Homeowners whose fixed or tracker deal ends within the next six to twelve months
What you walk away with
A side-by-side comparison of staying with your lender versus switching, with early repayment charges noted
How we meet
Office appointment or scheduled video call
Included
- Review of your current deal and exit costs
- Updated equity and loan-to-value estimate
- Comparison of product transfer and remortgage options
- Timeline for application so you avoid reverting to the standard variable rate
Not included
- Conveyancing for a remortgage unless arranged separately
- Debt consolidation planning outside secured borrowing
How the appointment runs
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1
We confirm your deal end date and outstanding balance
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2
You receive a written comparison sheet
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3
You choose whether to proceed with an application
Preparation
Have your latest mortgage statement and approximate property value ready.
Constraints
Early repayment charges may make an early switch uneconomical; we will say so plainly.